Insurance

Insurance involves a multitude of policies--General Liability, Property, Casualty, Auto and Health, among others--with multiple sections giving rise to coverage claims. Each policy is written for a purpose that parties seek to either expand or restrict. The issues and insurance concepts are oftentimes interpreted by courts which are familiar with general insurance principles, but who do not have the background or inclination to study the nuances of different coverages. This calls for a skilled advocate to effectively present the client’s position.

With new types of coverage disputes arising with increased frequency - such as those involving the scope of additional insured endorsements in construction cases and “exclusive targeted tenders of defense” by additional insureds - insurance coverage litigation is emerging as a major arena.

It is important to be aware of the constantly developing areas of insurance law, to analyze new trends and cases and use them to the client’s advantage. Identifying and locating all available coverage, contact between the policyholder and companies, the broker’s role, strategy in initiating coverage litigation, discovery, and selection of witnesses, all play an important role in insurance coverage.

Insurance law forms a partial foundation for effective representation. Equally important is a solid understanding of the facts, industry or profession and law surrounding the dispute. MENGES & MOLZAHN, LLC brings a unique blend of legal experience to this complex area leading to effective representation.

Randall G. Talan, member, for many years has represented a number of insurance companies in declaratory judgment litigation with regard to a wide range of coverage issues.